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Skip to main content Skip to footer Additional menu SeedTime (Christian Personal Finance) About Podcast Courses The Real Money Method The Pay Off $10k Plan Start Your Blog Now Newsletter The Tools I Use 25 Ways to Save Money 10 Budgeting Spreadsheets How We Travel For Free 5 Bible Verses You Should Know 35 Ways To Make Money Beginner Investing 7 Passive Income Ideas Is Tithing for today? 31 Legit Home Biz Ideas Get Exclusive Money Tips We Only Share With Email Subscribers Get our FREE newsletter full of tips, inspiration, and case studies to help you achieve true financial freedom. Bob Lotich CEPF® and Linda Lotich Main Content Ready To Split With Your Spouse? [read this first] (The following is a transcription from a video I recorded with Toni Nieuwhof. Please excuse any typos or errors.) In this article I'm sharing my interview with Toni Nieuwhof. We chatted about the new book that she wrote. She's a family law … Continue Reading about Ready To Split With Your Spouse? [read this first] → The Meaning Of Stewardship (The following is a transcription from a video I recorded with Marcus Hall. Please excuse any typos or errors.) Today I'm talking with Marcus Hall who wrote the book called Spiritual Wealth. It's a guide to help you become a better manager of … Continue Reading about The Meaning Of Stewardship → TurboTax 2020 vs Credit Karma Tax: Which is better? Nearly 50% of all Americans prepare and file their own taxes each year. This number is increasing because tax preparation software like Credit Karma Tax and TurboTax 2020 are reducing the barriers to self-prepared returns. But, which is … Continue Reading about TurboTax 2020 vs Credit Karma Tax: Which is better? → Habits Of The Truly Successful With Mark Batterson (The following is a transcription from a video I recorded. Please excuse any typos or errors.) Today, I am sitting down with Mark Batterson, who is a prolific writer. And I am super excited to share our conversation with you! He is actually a … Continue Reading about Habits Of The Truly Successful With Mark Batterson → 10 Free Household Budget Spreadsheets for 2020 A reader recently asked me if I knew of any good and free budgeting spreadsheets. Personally, I love Excel and get a kick out of building spreadsheets, but I know not everyone is as interested in that as I am. ;) But whether you like to create … Continue Reading about 10 Free Household Budget Spreadsheets for 2020 → 31 Legitimate & Profitable Home Based Business Ideas With an increasing desire for many to escape the rat race and work from home, many people are trying to start a home-based business. Working from home not only offers independence and freedom but there are also some great home-based business tax … Continue Reading about 31 Legitimate & Profitable Home Based Business Ideas → 5 Bible Verses about Money Every Christian Should Know Let me start by saying that it was difficult to create this list. Think about it, I am trying to pick the best verses from the Bible about a particular topic. Are there really best verses, or are there just those that have impacted us more than … Continue Reading about 5 Bible Verses about Money Every Christian Should Know → 25 Top Ways To Save Money (that work fast) Originally this article started as 16 ways to save money by NOT being normal, but over the years we have written about so many great ways to save money, I thought I would expand on it a bit to create an even larger list of some of the best … Continue Reading about 25 Top Ways To Save Money (that work fast) → How to get out of credit card debt (on your own) 12 years ago, Linda and I confronted our debt and decided that we were going to pay off our credit card debt on our own (and fast if at all possible). We were determined to make the sacrifices necessary to eliminate it as quickly as possible. We … Continue Reading about How to get out of credit card debt (on your own) → How to travel for free in the U.S. [this is how we do it] I know when you read a title like “how to travel the U.S. for free” you can’t help but be suspicious. But stick with me on this - if this is new to you, you are going to like it. Over the last 5 years, we have gotten 161 hotel nights and 100+ … Continue Reading about How to travel for free in the U.S. [this is how we do it] → Tithing in the New Testament & Old As long as I have been a Christian, I can remember people arguing and debating about tithing. Some say it was only an Old Testament Law that doesn’t need to be followed as believers under the New Covenant. And some say that tithing is just as … Continue Reading about Tithing in the New Testament & Old → Why I took a 1-year Sabbatical (and how I did it) First off, I am fully aware that most people will go their entire lives without taking a month-long sabbatical, let alone taking an entire Sabbatical year. I am also aware that many people feel stuck or trapped with work to a point that they … Continue Reading about Why I took a 1-year Sabbatical (and how I did it) → Why we began giving our age as a percentage I can still remember exactly where I was standing in the middle of that field when He dropped it on my heart. I was in my secret place (that wasn’t really that secret). It was technically a construction site for an upcoming phase in our … Continue Reading about Why we began giving our age as a percentage → How I made $2,145 Last Month by decluttering A few years ago I began a journey towards minimalism. And not the weird kind where you sleep on the floor and only have one plate and one fork, but a kind where I question all my possessions and get rid of the stuff I don't need. I had read a … Continue Reading about How I made $2,145 Last Month by decluttering → 10 Encouraging Bible Verses & Uplifting Scriptures [FREE PDF] Everyone needs a bit of encouragement from time to time. Thankfully we have the Bible as our ultimate source of encouragement! Even in the midst of a financial crisis , we can remain hopeful and encouraged if we keep trusting in God. I have found … Continue Reading about 10 Encouraging Bible Verses & Uplifting Scriptures [FREE PDF] → Thanks! You are helping feed the poor. 38% of all profits generated from the SeedTime University are donated to Feed My Starving Children – a charity effectively spreading the love of Jesus while feeding the poor across the world. Additionally, thanks to our advertising partners, just by reading our articles, watching our videos, or getting our email newsletter you are helping us contribute even more. Footer Search this website “As long as the earth endures, seedtime and harvest, cold and heat, summer and winter, day and night will never cease.” Genesis 8:22 About Blog Podcast University Contact Advisor Directory Press Privacy Policy Free E-Course SeedTime is a community desiring to use money wisely, enjoy it, and to honor God with it. Privacy Policy | Terms | Reviews | Contact | 636-344-0438 625 Bakers Bridge Ave Suite 105-134 Franklin, TN 37067 ©2007-2020 · SeedTime (Formerly ChristianPF) Social Proof 8878 shares...